Stop Creditors with Bankruptcy
Get Help From the #1 in Bankruptcy Filings in Ventura County
When a person accumulates too many debts, they are often besieged by creditors attempting to collect the money they are owed. This can include phone calls, letters, and can also result in legal actions such as lawsuits, wage garnishments, bank levies and home liens. The Fair Debt Collection Practices Act (FDCPA) protects consumers from creditor harassment. It also establishes consumer rights regarding the collection of a debt. Some of the debt collection guidelines contained in the act include:
- No early morning or late evening phone calls
- Verification of the debt if requested by the consumer
- Ensuring that the debtor knows they are a debt collection agency attempt to collect on a debt
- Informing the debtor that they have a legal right to contest the debt
If you are being harassed by a creditor or debt collection agency, contact Ventura bankruptcy lawyer Michael Grennier at Grennier Law to discuss your situation. FDCPA violations can be reported to end the harassment, and other legal measures can be taken to stop the abuse.
End Creditor Harassment Today!
One effective method of stopping creditor harassment is filing for bankruptcy. As soon as your petition is filed with the bankruptcy court, an automatic stay will be issued that will prohibit creditors from contacting you. Attorney Michael Grennier files his bankruptcy petitions electronically which means that the protections of the automatic stay can be put in place while sitting in his office. Attorney Grennier can explain the pros and cons of
bankruptcy, and help you make an informed decision regarding this very effective legal remedy. He can also explore other debt solutions, such as debt negotiation, debt consolidation, debt settlement and loan modification.
Attorney Michael Grennier is committed to helping you improve your financial condition and create a better future. He has helped thousands of individuals eliminate their debts through bankruptcy, and can give you insight into how the process works.
Contact Ventura bankruptcy attorney Michael Grennier for proficient legal representation if you are being harassed by creditors. Call to schedule a FREE Consultation at (888) 504-1797.